Campaigning against unaffordable and exploitative payday lending since 2018

Not for profit or income, we fight for a world where borrowers are treated fairly

Debt Hacker has helped victims of unaffordable payday loans and pressured the Financial Conduct Authority (FCA) to act against poor practices in consumer finance

2018: Debt Hacker launched to assist victims of unaffordable payday lending.
About Debt Hacker.

By 2020 users of Debt Hacker's free tools had made over 22,000 complaints to the Financial Ombudsman Service, covering more than £10 million of payday loans.

2020-22 We and other campaigners pushed the FCA to investigate how SafetyNet Credit was trapping people in a cycle of unaffordable debt.
How this led to the firm's closure.

2020-21 We received aggressive legal threats from SafetyNet’s lawyers but fought back.

2022: MoneySavingExpert's Martin Lewis
followed DebtHacker's call for protection against misleading representative APRs.

2023-24 Why we keep fighting for a better consumer lending industry. Reports and research show it’s never been more urgent.